314 South Larkin Avenue, Joliet, IL
(815) 730-6002
Closed. Opens Friday at 9:00 AM
Closed. Opens Friday at 9:00 AM
Special promotion

Financing Options for Used Trucks at Gerald Auto Sales in Joliet

Financing Options for Used Trucks at Gerald Auto Sales in Joliet

If you’re searching for a reliable used truck in Joliet, understanding your financing options is essential to getting the best deal. At Gerald Auto Sales, we provide flexible truck financing solutions designed to meet a variety of financial situations. Whether your credit is excellent, limited, or you have no credit history, our team works with local and national lenders to help you secure financing quickly and easily.

Financing Available for All Credit Types

We understand that many buyers face challenges when financing a truck, especially if you have low credit or no credit history. That is why we specialize in financing options for all credit types. Our experienced finance professionals connect you with lenders who are willing to work with you and help you get approved. You deserve a dependable truck and we are here to make that happen.

If you are self-employed, such as a contractor or tradesperson who needs a truck for work, we can assist you as well. We know self-employed buyers often face unique challenges when applying for loans. Our team guides you through the process and helps collect the right documentation to improve your chances of approval.

Trade-In Programs to Lower Your Down Payment

Trading in your current vehicle is a great way to reduce the amount you need to put down when buying your next truck. Gerald Auto Sales offers a straightforward trade-in process that can apply your vehicle’s value toward lowering your down payment. This can make financing more affordable and the entire purchasing process more convenient.

No matter the condition of your trade-in, we will provide a fair appraisal and work to maximize its value. Even if your current vehicle has high mileage or minor issues, bring it in for an evaluation and let us help you get the best possible trade-in credit.

With buy here pay here financing, your monthly payments are made directly to Gerald Auto Sales. This simplifies the process and can lead to faster approvals. It is an excellent option for those looking to rebuild credit or who prefer to avoid the strict requirements of traditional lenders.

Why Finance Your Truck with Gerald Auto Sales?

At Gerald Auto Sales, we are more than just a dealership. We are committed to helping you find the right truck and financing that fits your lifestyle and budget. Our knowledgeable finance team takes the time to understand your unique situation and explain every step clearly so you can make an informed decision.

We offer a wide selection of used trucks suited for work, everyday driving, or tough terrain. Paired with our flexible financing options, we make it easy to drive home the truck you want.

Get Started Today

Ready to explore your truck financing options? Visit Gerald Auto Sales in Joliet or apply online to get started. Our finance experts are here to answer your questions and help you secure financing tailored to your needs. Your next used truck is waiting. Let us help you take it home.

Brown 2014 Chevrolet Silverado 1500 LT for sale in Joliet, ILPhotos of 2014 Chevrolet Silverado 1500 LT for sale in Joliet, IL at Gerald Auto SalesAnother view of 2014 Chevrolet Silverado 1500 LT for sale in Joliet, IL at Gerald Auto SalesMore photos of 2014 Chevrolet Silverado 1500 LT at Gerald Auto Sales, ILMore photos of 2014 Chevrolet Silverado 1500 LT at Gerald Auto Sales, IL
Stock # F4671
was $21,904
$20,904
Est. Payment
$410/mo
Gray 2020 Ford Ranger XLT for sale in Joliet, ILPhotos of 2020 Ford Ranger XLT for sale in Joliet, IL at Gerald Auto SalesAnother view of 2020 Ford Ranger XLT for sale in Joliet, IL at Gerald Auto SalesMore photos of 2020 Ford Ranger XLT at Gerald Auto Sales, ILMore photos of 2020 Ford Ranger XLT at Gerald Auto Sales, IL
Stock # F4626
XLT
54,688 miles
was $28,904
$27,404
Est. Payment
$493/mo
Black 2019 Ford F-150 XLT for sale in Joliet, ILPhotos of 2019 Ford F-150 XLT for sale in Joliet, IL at Gerald Auto SalesAnother view of 2019 Ford F-150 XLT for sale in Joliet, IL at Gerald Auto SalesMore photos of 2019 Ford F-150 XLT at Gerald Auto Sales, ILMore photos of 2019 Ford F-150 XLT at Gerald Auto Sales, IL
Stock # F4659
XLT
81,026 miles
was $28,904
$26,804
Est. Payment
$486/mo
Gray 2022 Ram 1500 Big Horn for sale in Joliet, ILPhotos of 2022 Ram 1500 Big Horn for sale in Joliet, IL at Gerald Auto SalesAnother view of 2022 Ram 1500 Big Horn for sale in Joliet, IL at Gerald Auto SalesMore photos of 2022 Ram 1500 Big Horn at Gerald Auto Sales, ILMore photos of 2022 Ram 1500 Big Horn at Gerald Auto Sales, IL
Stock # F4564
Big Horn
49,355 miles
$29,904
Est. Payment
$538/mo
Black 2018 GMC Sierra 3500HD SLT for sale in Joliet, ILPhotos of 2018 GMC Sierra 3500HD SLT for sale in Joliet, IL at Gerald Auto SalesAnother view of 2018 GMC Sierra 3500HD SLT for sale in Joliet, IL at Gerald Auto SalesMore photos of 2018 GMC Sierra 3500HD SLT at Gerald Auto Sales, ILMore photos of 2018 GMC Sierra 3500HD SLT at Gerald Auto Sales, IL
Stock # F4612
was $51,900
$42,504
Est. Payment
$771/mo
Black 2022 Chevrolet Silverado 1500 Limited RST for sale in Joliet, ILPhotos of 2022 Chevrolet Silverado 1500 Limited RST for sale in Joliet, IL at Gerald Auto SalesAnother view of 2022 Chevrolet Silverado 1500 Limited RST for sale in Joliet, IL at Gerald Auto SalesMore photos of 2022 Chevrolet Silverado 1500 Limited RST at Gerald Auto Sales, ILMore photos of 2022 Chevrolet Silverado 1500 Limited RST at Gerald Auto Sales, IL
Stock # F4652
was $39,904
$38,704
Est. Payment
$696/mo
Gray 2022 Ford F-150 XLT for sale in Joliet, ILPhotos of 2022 Ford F-150 XLT for sale in Joliet, IL at Gerald Auto SalesAnother view of 2022 Ford F-150 XLT for sale in Joliet, IL at Gerald Auto SalesMore photos of 2022 Ford F-150 XLT at Gerald Auto Sales, ILMore photos of 2022 Ford F-150 XLT at Gerald Auto Sales, IL
Stock # F4655
XLT
66,493 miles
was $39,904
$35,504
Est. Payment
$639/mo
New arrival - photos coming soon
Stock # F4519A
Sport
86,311 miles
$22,904
Est. Payment
$449/mo